Social Security MISTAKES:
Filing at the wrong time can cost clients tens of thousands of dollars over their lifetime, some of which may never be recovered.
Many elections are one-time only. The wrong decision can trap retirees for the rest of their lives with no do-overs.
People often lose guaranteed income by ignoring the earnings test, costing themselves and their family needed income later.
Most Social Security recipients do not understand how taxes on their benefits are calculated.
Benefits may be smaller because Medicare shrinks their Social Security check.
Bad decisions can cost surviving spouses and dependents needed income at a time when they are most vulnerable.
Divorcees don’t understand how a previous marriage may boost their benefit.
Retirement is not a one-time event—it is an evolving process. Life changes, markets shift, and laws change. Regular plan reviews ensure your financial strategy remains aligned with your goals.
If your plan has not been reviewed recently, schedule a planning review to ensure your strategy remains current and aligned with where you are today.